Answering this question can be difficult without the help of a qualified attorney who has significant experience investigating these cases and obtaining compensation. Your attorney will need to go over several important factors, such as the severity of your damages and the amount of time it could take for you to make a full recovery.
If you have any questions about your car crash claim, contact an experienced attorney at Anderson & Cummings for a free case evaluation. Our attorneys have 50-plus years of combined experience and have recovered millions in verdicts and settlements for clients.
Determining a Claim’s Value
The value of your car crash claim depends largely on the severity of your injuries and how your life has been negatively affected by the accident. Victims who require extensive medical care and were forced to miss work could receive more compensation as opposed to those with mild injuries who were able to return to work immediately after the crash.
Car accident victims are generally eligible to seek two types of compensation: economic and non-economic damages.
Economic damages could include:
- Past and future medical bills
- Doctors’ visits
- Medical tests
- Prescription medicines
- Assistive medical equipment
- Physical therapy
- Cost of hiring a home caregiver
- Lost income from missing work
- Property damage
Non-economic damages include physical and mental pain and suffering you endure while you were recovering from your injuries. Examples of these damages may include:
- Pain and suffering
- Post-traumatic stress disorder
- Mental trauma
- Loss of consortium
- Loss of enjoyment of life
If you lost a loved one in an accident, our attorneys may be able to recover funeral and burial costs, loss of companionship and loss of income capacity.
A Fort Worth car accident lawyer at Anderson & Cummings are available to discuss your options in a free case evaluation. We charge you no fees unless we recover compensation for your claim.
Insurance Coverage Limits
Drivers in the state of Texas are required to carry the following minimum amounts of insurance coverage:
- $30,000 per injured person
- $60,000 per accident (for injuries)
- $25,000 per accident (for property damage)
These pay for damages suffered by others in accidents you cause. While these are the minimum amounts of coverage, many drivers purchase more coverage. However, the coverage limits of the insurance policies involved in your claim may limit your claim’s value.
You may want to consider purchasing additional coverage in your insurance policy to help cover damages that exceed the value of the at-fault driver’s insurance policy. This could help reduce your out-of-pocket expenses.
For example, you could purchase medical benefits coverage to pay for medical bills and funeral costs. Personal injury protection also pays a portion of lost wages, along with medical bills and essential services you incur because of your injuries.
Uninsured/underinsured motorist coverage could also be invaluable if you are in an accident with a driver who either has no insurance or whose insurance limits are less than the value of your damages.
Should I Trust Online Car Accident Calculators?
You may have seen online car accident claim calculators. However, since no two accidents are exactly the same, and claims are often complex, it can be virtually impossible to determine an average settlement amount.
That is why it is so important to discuss your claim with an experienced attorney. At Anderson & Cummings, we have the resources to thoroughly investigate your accident and the damages you suffered. We can also consult medical experts and other industry experts to help us calculate future medical costs and non-economic damages.
Speak to a Knowledgeable Texas Attorney in a Free Case Review
Although there is no guarantee you will win any compensation for your car accident claim, you could get an idea of what your claim may be worth by speaking to a knowledgeable attorney in a free case evaluation.
If you have any questions regarding your car crash claim, contact Anderson & Cummings today to schedule your complimentary consultation.
Our firm has recovered over $100 million in compensation for our clients and we have a 5-star Google rating.
Dial (817) 920-9000 to contact Anderson & Cummings today.