We expect our insurance policies to provide compensation after an unexpected accident or natural disaster. Unfortunately, all too often, insurance companies wrongfully deny a claim, delay payment or offer too little compensation to cover damage to our homes, property or businesses or damages caused by the loss of a loved one.
When insurance companies act in bad faith, it is important to turn to a qualified Fort Worth insurance bad faith lawyer for help pursuing the compensation you need to move forward. Anderson Cummings has over 50 years of combined experience and a proved track record of success. We have recovered millions in compensation for our clients, including a $10,000,000 bad faith insurance settlement.
Learn more about your potential legal options during a free, no-obligation consultation. We are here to answer any questions you may have about the claims process. We provide legal services on a contingency fee basis, so we charge no fees up front unless we help you obtain compensation from a settlement or verdict.
How Do I Know If My Claim Has Merit?
Being in an accident that causes injury or damage to property can be a traumatic experience. The situation can be made even worse when you file a claim and the insurance company offers much less compensation than you need or denies you the chance to pursue compensation by denying your insurance claim.
When these things happen, you may be unsure if you are eligible to make a claim against your insurance provider for acting in bad faith. Every situation is unique, which is why our attorneys need to review your insurance claim and the insurance company’s actions to determine if there may be a case. Some of the factors that may be taken into consideration include:
- The reason your insurance provider denied your claim
- Whether or not your insurer wrongfully delayed payment
- The reason you were offered less than the value of your claim
- Whether your insurer conducted a reasonable claims investigation
- If your insurance provider failed to disclose any policy information
Free Consultation. No upfront fees. Ph: (817) 920-9000.
Bad Faith Insurance Claims We Handle
The licensed Fort Worth insurance bad faith lawyers at Anderson Cummings are prepared to represent consumers struggling with:
- Denied property damage claims
- Homeowner’s insurance claims
- Auto insurance claims
- Water damage
- Damage from hail, fire, wind, tornadoes or other natural disasters
- Delayed or denied claims for life insurance benefits
- Commercial property damage claims
We know that you need a fair payout in order to reestablish financial stability after an unexpected tragedy. Whether you have lost a loved one or your property suffered devastating damage, we are prepared to help you take on the insurance company and recover the compensation you need.
Why Insurance Claims Are Often Denied
Despite always paying your premium on time and upholding your obligations toward an insurance policy, insurance companies will always put their interests ahead of yours. They will use every tactic they can to minimize, delay or wrongfully deny your claim for coverage.
Our Fort Worth insurance bad faith lawyers are familiar with the tactics insurance companies use to wrongfully deny a claim. Some of the most common excuses they use include:
- Missed payments
- Information was not updated in a timely manner
- Misrepresentation in the application or the policy itself
- Damage is not covered on the policy
When a life insurance company acts in bad faith after the death of a loved one, the consequences can be devastating, both financially and emotionally. In these situations, the insurance company may:
- Fail to properly evaluate a claim or to determine the cause of death
- Fail to pay the beneficiary in a timely manner
- Not pay the correct or full amount
- Claim the insurance policy offers different coverage than what was originally agreed upon
- Deny benefits altogether
Going back and forth with the insurance company and fighting for fair compensation can be an exhausting process. If your claim has merit, our attorneys are ready to communicate with the insurance company so you do not have to.
Contact us today to learn more about your legal options and to see if you may have a valid bad faith insurance claim.
We are available to take your call anytime, day or night, at (817) 920-9000.
Advantages of Hiring a Bad Faith Insurance Claims Lawyer
Policyholders who have suffered damages to their property or who have lost a loved one are often in desperate need of the funds promised to them in their insurance policy. A wrongful denial or lowball settlement from an insurance company can be catastrophic to the finances of these families.
Our Fort Worth insurance bad faith lawyers are committed to fighting for the rights of policyholders against big insurance companies. We have obtained compensation from many insurance companies over the years, in a wide variety of claims. We know how to approach these cases with the best interests of our clients always at the forefront.
If you have been the victim of a bad faith insurance claim, we are prepared to thoroughly investigate the actions of your insurance company to present a strong case for compensation. We are prepared to work quickly to help you recover the finances you need to put your life back together.
Our lawyers are also well-versed in federal and state insurance laws. This includes the Unfair Claims Settlement Practices Act, which helps to protect policyholders from unjust behavior by insurers in the claims settlement process. Under Texas law, certain deceptive, unfair practices committed by insurance companies are prohibited, including:
- Misrepresenting facts or policy provisions
- Failing to reach a settlement in good faith when liability is reasonably clear
- Failing to reasonably explain why a claim was denied
- Failing to approve or deny coverage within a reasonable time
- Refusing to pay a claim without conducting a reasonable investigation
Our legal team is ready to determine if your insurance claim was devalued or denied due to bad faith, meaning the insurer acted with intent to defraud or deceive. We welcome the opportunity to review your situation and discuss which insurance laws may apply to you in a free and confidential consultation.
Resolving Insurance Disputes in Texas
Insurance disputes in Texas are handled by the Texas Department of Insurance (TDI). The TDI assists with late or slow payment of claims, improper claim denials and misrepresentation of what a policy covers, among other disputes.
The complaint can either be filed online or mailed in and must include the following information:
- Your contact information (name, address and phone number)
- Names of the insurance company, agents, or adjusters your complaint is about
- Your policy number and claim number
- A description of the problem
You may also be asked to provide copies of documents to support your dispute. A reputable Fort Worth bad faith insurance claims lawyer is ready to help gather the information needed from the insurance company on your behalf. This includes signed copies of your policy as well as specific language or rules within the policy that would allow them to deny or exclude certain coverage in the event of an accident or incident.
Contact a Fort Worth Bad Insurance Claims Lawyer Today
If you believe your insurance company has acted in bad faith, we recommend contacting Anderson Cummings for legal help as soon as possible. We have represented many clients over the decades, helping them pursue maximum compensation for their damages. Our lawyers are all members of the Texas Trial Lawyers’ Association and Tarrant County Bar Association.
Schedule a free consultation today. There is no risk in calling us and no obligation to take legal action. There are no upfront fees for our legal services. We only get paid if we help you obtain a recovery.
Our Fort Worth office is located within 15 minutes from the Texas Department of Insurance field office.
To get started with your claim, give us a call at (817) 920-9000.