Don’t Deal With Insurance Companies Yourself

By Anderson, Cummings & Drawhorn, LLP on March 02, 2023

desk in legal office

Insurance companies train their adjusters to be skilled negotiators who can protect the company’s bottom line. If you have been in an auto accident, you should know that the insurance adjusters do not have your best interests in mind.

Table of Contents

After a serious car accident, you need aggressive representation that will fight for your needs, not your insurance company’s. The attorneys at Anderson, Cummings & Drawhorn, LLP have years of experience dealing with insurance companies, and will work to get you the settlement you deserve. Call (817) 920-9000 or fill out our consultation form to have one of our Texas attorneys review your case for free.

Why Do You Need an Attorney to Deal with Insurance Adjusters?

Many people believe they can handle negotiating with an insurance company on their own. Before you deal with an insurance adjuster, consider these warnings:

Insurance Companies Don’t Want to Pay Your Medical Bills

Insurance companies don’t make money by paying every medical bill. Your insurance company will avoid paying your bills if they think they can get away with it. Make sure you review your policy carefully to determine which bills and procedures should be covered.

The First Settlement Offer is Usually Lower than You Deserve

Your insurance company will often give you a low settlement offer in hopes that you will accept it quickly and not cause problems. These initial offers are often much less than you should receive.

Anything You Say Will Be Used Against You

Your adjuster will keep a record of things you say which may give the company a reason to deny your claim. The adjuster will want you to agree with the company’s version of events, which may not be the truth. Never sign any paperwork or give any statements before talking to an attorney like those at Anderson, Cummings & Drawhorn, LLP.

Insurers could even use data from the tracking device in your own vehicle to dispute the validity of your claim.

Insurance Companies Will Ignore You

A common tactic of insurance companies is to ignore claimants until they go away. By ignoring a claim, insurance companies may hope that you will give up, or wait so long that the statute of limitations to file a lawsuit will expire.

Insurance Companies May Threaten You

An insurance company may try to force you to pay them by threatening you with collections letters or even the loss of your drivers license. If an insurance company is threatening you, speak with an attorney and learn what your rights and obligations are.

Anderson, Cummings & Drawhorn, LLP: Attorneys With Passion, Integrity, and Grit

Insurance companies have more resources and information than the average accident victim. Don’t take on these multi-million dollar companies on your own. The Fort Worth, TX personal injury lawyers at Anderson, Cummings & Drawhorn, LLP have the experience and the attitude that you need on your side.

Make sure you don’t settle for less than you deserve, Call (817) 920-9000 and our Fort Worth attorneys will deal with the insurance company so you don’t have to!

Fact Checked Icon

This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.

Recent Blog Posts

how long do you have to report a workplace injury

How Long Do You Have to Report a Workplace Injury? Deadlines You Need to Know

May 27, 2026

Key Takeaways Texas law requires notice to employer within 30 days of injury or awareness. Failure to give timely notice can relieve employer and insurer of liability. Non-subscriber employers may require earlier notice under internal reporting policies. Reporting promptly helps align medical records with the injury timeline. Reporting period may...

Read Article
how to sue an insurance company for bad faith

How to Sue an Insurance Company for Bad Faith: A Step-by-Step Guide

May 25, 2026

Key Takeaways Insurance bad faith happens when a carrier fails to handle a claim honestly and fairly. A bad faith claim turns on lack of reasonable basis for denial, delay, or underpayment. Texas law prohibits misrepresenting a material fact or policy provision. Suit may follow when a carrier denies without...

Read Article
workplace injury compensation

Workplace Injury Compensation: What You Need to Know After an Accident

May 22, 2026

Key Takeaways Workplace injury compensation refers to benefits or recovery after a job-related injury or illness. Texas allows private employers to opt out and become non-subscribers. Workers’ compensation claims do not usually require proof of employer fault. Non-subscriber claims may allow recovery beyond limited insurance benefits based on employer negligence....

Read Article

Request a Free Case Evaluation

Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.

Footer Call Icon

Give Us A Call

We are always available to discuss your case. Give us a call at (817) 920-9000.

Footer Mail Icon

Email Us Anytime

Email us anytime and we will get back to you.

Footer Map Icon

We’ll Come To You

Our attorneys will come to your home, office or hospital at your convenience.

Footer Calender Icon

Available 24/7

Our team is ready and waiting to help you today.

Fort Worth, TX Office

4200 W Vickery Blvd
Fort Worth, TX 76107

Directions